AU LIT Credit Card

Lifetime FreeLifetime free

Lifetime Free Credit Card
Customize Your Card As Per Your Need
Amazing Partner Discounts & Much More

Apply Now →

We may earn a commission at no extra cost to you. Terms set by the issuing bank.

Is the AU LIT Credit Card worth it?

The AU LIT Credit Card is a lifetime-free card from AU Small Finance Bank. It suits a safe first card, or a zero-cost everyday backup to a card you already hold. For this card specifically, it's lifetime free, so there's no joining or annual fee. Think twice if you need premium travel perks and will spend enough to justify a fee.

Headline benefit: Lifetime Free Credit Card.

Featured in🆓 lifetime-free credit cards 🌱 first credit cards for beginners 💸 cashback credit cards 📲 RuPay credit cards for UPI

Before you apply ✅

A free card still charges roughly 36–45% interest a year if you carry a balance — pay in full.
Most unsecured cards want a CIBIL score around 750+ — check yours first.
Confirm the current fee and waiver terms on AU Small Finance Bank's own page before you apply.
Apply for one card at a time — each application is a hard enquiry on your credit report.