HDFC Swiggy BLCK Credit Card

Cashback

10% Cashback On Swiggy — Food, Instamart & Dineout (₹1,500/Month Cap)
5% Cashback On Amazon, Flipkart, Myntra & Select Online (₹1,500/Month Cap)
1% Cashback On All Other Spends
₹1,000 Joining Fee, Waived On ₹75,000 Spend In 90 Days

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Is the HDFC Swiggy BLCK Credit Card worth it?

The HDFC Swiggy BLCK Credit Card is a cashback card from HDFC Bank. It suits people who want money straight back on everyday spends, with no points to track. Think twice if you'd get more value from travel points or airport lounge access.

Headline benefit: 10% Cashback On Swiggy — Food, Instamart & Dineout (₹1,500/Month Cap).

Featured in💸 cashback credit cards 🛍️ credit cards for online shopping

Before you apply ✅

Check the monthly cashback cap and which categories are excluded — high rates usually stop at a small limit.
Most unsecured cards want a CIBIL score around 750+ — check yours first.
Confirm the current fee and waiver terms on HDFC Bank's own page before you apply.
Apply for one card at a time — each application is a hard enquiry on your credit report.