IndusInd Platinum Credit Card

Lifetime FreeLifetime free

Lifetime Free Credit Card
Earn 1.5 Reward Points On Every ₹150 Spent
Great Discounts On Allo, Swiggy, PVR & More

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Is the IndusInd Platinum Credit Card worth it?

The IndusInd Platinum Credit Card is a lifetime-free card from IndusInd Bank. It suits a safe first card, or a zero-cost everyday backup to a card you already hold. For this card specifically, it's lifetime free, so there's no joining or annual fee. Think twice if you need premium travel perks and will spend enough to justify a fee.

Headline benefit: Lifetime Free Credit Card.

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Before you apply ✅

A free card still charges roughly 36–45% interest a year if you carry a balance — pay in full.
Most unsecured cards want a CIBIL score around 750+ — check yours first.
Confirm the current fee and waiver terms on IndusInd Bank's own page before you apply.
Apply for one card at a time — each application is a hard enquiry on your credit report.