Yes Bank / Kridit.fi

Yes Bank ACE Credit Card (Kredit.Pe)

LifestyleLifetime free
  • Lifetime Free UPI RuPay Credit Card
  • Issued By Yes Bank Through The Kredit.Pe App
  • Link It To Your UPI App And Pay On Credit
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Is the Yes Bank ACE Credit Card (Kredit.Pe) worth it?

The Yes Bank ACE Credit Card (Kredit.Pe) is a lifestyle rewards card from Yes Bank / Kridit.fi. It suits people who spend on dining, OTT, movies and shopping. For this card specifically, it's lifetime free, so there's no joining or annual fee. Think twice if you'd prefer simple flat cashback over category-based rewards.

Headline benefit: Lifetime Free UPI RuPay Credit Card.

Before you apply ✅

  • Category rewards are worth most only if your spending matches the categories — check the caps.
  • Most unsecured cards want a CIBIL score around 750+ — check yours first.
  • Confirm the current fee and waiver terms on Yes Bank / Kridit.fi's own page before you apply.
  • Apply for one card at a time — each application is a hard enquiry on your credit report.

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