AU Bank Laksya Credit Card

Lifestyle✈ Lounge access

Joining/Annual Fee ₹1,000+GST, Waived On ₹2 Lakh Annual Spend
Earn Up To 5 Reward Points On Every ₹100 Spent On Groceries And Departmental Stores
8 Complimentary Domestic Airport Lounge Visits A Year

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Is the AU Bank Laksya Credit Card worth it?

The AU Bank Laksya Credit Card is a lifestyle rewards card from AU Small Finance Bank. It suits people who spend on dining, OTT, movies and shopping. For this card specifically, it includes airport lounge access. Think twice if you'd prefer simple flat cashback over category-based rewards.

Headline benefit: Joining/Annual Fee ₹1,000+GST, Waived On ₹2 Lakh Annual Spend.

Featured in✈️ travel credit cards with lounge access

Before you apply ✅

Category rewards are worth most only if your spending matches the categories — check the caps.
Most unsecured cards want a CIBIL score around 750+ — check yours first.
Confirm the current fee and waiver terms on AU Small Finance Bank's own page before you apply.
Apply for one card at a time — each application is a hard enquiry on your credit report.