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Best travel credit cards with lounge access in 2026

Lounge access, air miles and lower forex mark-up make travel cards worth their fee if you fly a few times a year. Many now ask for a minimum spend to unlock lounge visits.

See the top 10 โ†’Personal match in 30 sec
โœ“ Every apply link checked by handโœ“ Rankings never use commissionโœ“ No calls, no spam โ€” we never ask for your numberโœ“ Links last verified 5 Oct 2026How we pick โ†’
  1. 1

    AU Small Finance Bank

    AU Bank Nomo Credit Card

    โœˆ Lounge
    • Zero Annual Fee โ€” Just A โ‚น235 One-Time Joining Fee
    • Low 0.99% Forex Markup On International Spends
    • 8 Domestic Lounge Visits A Year On โ‚น50,000 Quarterly Spend
    Apply โ†’Details
  3. 3

    HSBC

    HSBC Travel One Credit Card

    โœˆ Lounge
    • 4 Reward Points Per โ‚น100 On Flight & Hotel Bookings
    • 6 Domestic + 4 International Airport Lounge Visits A Year
    • Annual Fee Waived On Spends Above โ‚น8 Lakh A Year
    Apply โ†’Details
  7. 7

    Kotak Mahindra Bank

    Kotak Air Credit Card

    โœˆ Lounge
    • Zero Joining Fee, โ‚น999 + Taxes Annual Fee
    • 1 Air Mile Per โ‚น100 Spent, 3X On Flight And Hotel Bookings Via Kotak Unbox
    • Up To 4 Complimentary Domestic Lounge Visits A Year
    Apply โ†’Details
  8. 8

    Kotak Mahindra Bank

    Kotak Air Plus Credit Card

    โœˆ Lounge
    • Zero Joining Fee, โ‚น3,000 + Taxes Annual Fee
    • 2 Air Miles Per โ‚น100 Spent, 5X On Flights And Hotels Via Kotak Unbox
    • 4 Domestic Lounge Visits Plus 2 International Priority Pass Visits Yearly
    Apply โ†’Details
  9. 9

    RBL Bank

    RBL World Safari Credit Card

    โœˆ Lounge
    • Joining & Annual Fee Of โ‚น3,000 Plus Taxes
    • 5 Reward Points On Every โ‚น100 Spent On Travel Bookings
    • 8 Domestic Plus 2 International Lounge Visits A Year
    Apply โ†’Details

Before you apply โœ…

  • Check whether lounge access needs a minimum spend in the previous quarter.
  • Domestic and international lounge counts are often different.
  • Compare the forex mark-up if you travel abroad.

Questions

Do lifetime-free cards give lounge access?

A few do, usually with a spend condition. Filter the list above for cards that mention lounges.

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Ranked by how well each card's stated benefits match this need โ€” never by commission. How we pick cards. Some links are affiliate links; we may earn a commission at no cost to you. Fees and benefits are set by the bank and can change.