AU Bank Prathama Credit Card

Lifestyle

Low Joining/Annual Fee Of Just ₹100+GST, Waived On ₹75,000 Annual Spend
2 Reward Points On Every ₹100 Spent Via Contactless/Tap Payments
1% Fuel Surcharge Waiver On Transactions Between ₹400-₹5,000

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Is the AU Bank Prathama Credit Card worth it?

The AU Bank Prathama Credit Card is a lifestyle rewards card from AU Small Finance Bank. It suits people who spend on dining, OTT, movies and shopping. Think twice if you'd prefer simple flat cashback over category-based rewards.

Headline benefit: Low Joining/Annual Fee Of Just ₹100+GST, Waived On ₹75,000 Annual Spend.

Featured in⛽ fuel credit cards

Before you apply ✅

Category rewards are worth most only if your spending matches the categories — check the caps.
Most unsecured cards want a CIBIL score around 750+ — check yours first.
Confirm the current fee and waiver terms on AU Small Finance Bank's own page before you apply.
Apply for one card at a time — each application is a hard enquiry on your credit report.