KKiTools
โ† All credit cards/Best for

Best fuel credit cards in 2026

Fuel cards pay back on petrol and diesel through fuel points and the 1% surcharge waiver. They work best when you fill up at one brand's pumps.

See the top 10 โ†’Personal match in 30 sec
โœ“ Every apply link checked by handโœ“ Rankings never use commissionโœ“ No calls, no spam โ€” we never ask for your numberโœ“ Links last verified 5 Oct 2026How we pick โ†’
  2. 2

    HDFC Bank

    HDFC Bank Indian Oil Credit Card

    • Joining & Annual Fee Of Just โ‚น590, Waived On โ‚น50,000 Annual Spend
    • 5 Fuel Points Per โ‚น100 (Up To ~4.8%) On IndianOil Swipes
    • 1% Fuel Surcharge Waiver Capped At โ‚น250 A Month
    Apply โ†’Details
  5. 5

    RBL Bank

    IndianOil RBL Bank XTRA Credit Card

    • 15 Fuel Points Per โ‚น100 At IndianOil (Up To 2,000 Points/Month, ~7.5% Back)
    • 1% Fuel Surcharge Waiver, Up To โ‚น200 A Month
    • 3,000 Fuel Points Welcome Bonus On A โ‚น500 Spend In 30 Days
    • โ‚น1,500 Annual Fee, Waived Above โ‚น2.75 Lakh Yearly Spend
    Apply โ†’Details
  6. 6

    RBL Bank

    RBL Indian Oil Credit Card

    • 10 Reward Points Per โ‚น100 Spent At IndianOil Outlets
    • Annual Fee Waived On Spends Above โ‚น1.75 Lakh A Year
    • 1% Fuel Surcharge Waiver Capped At โ‚น100 Per Month
    Apply โ†’Details
  8. 8

    SBI Card

    SBI BPCL Octane Credit Card

    • Earn 25 Reward Points Per โ‚น100 Spent At BPCL Fuel Stations
    • 1% Fuel Surcharge Waiver Across All Petrol Pumps Nationwide
    • Annual Fee โ‚น1,499 Waived On โ‚น2 Lakh Yearly Spend
    Apply โ†’Details
  10. 10

    IndusInd Bank

    IndusInd Platinum Aura Edge Credit Card

    Lifetime free
    • Lifetime Free โ€” Zero Joining & Annual Fee
    • Choose Your Own Accelerated Rewards Plan (Shop, Travel & More)
    • 1% Fuel Surcharge Waiver On Transactions Of โ‚น500โ€“โ‚น3,000
    Apply โ†’Details

Before you apply โœ…

  • Match the card to the fuel brand near you (IndianOil, BPCL or HPCL).
  • Surcharge waivers usually have a monthly cap.
  • Check the transaction range the waiver applies to.

Questions

What is a fuel surcharge waiver?

Pumps add about a 1% surcharge on card payments; fuel cards refund it within a monthly limit.

More best-for lists

๐Ÿ†“ lifetime-free credit cards๐ŸŒฑ first credit cards for beginners๐Ÿ’ธ cashback credit cardsโœˆ๏ธ travel credit cards with lounge access๐Ÿ›๏ธ credit cards for online shopping๐Ÿ“ฒ RuPay credit cards for UPI

Ranked by how well each card's stated benefits match this need โ€” never by commission. How we pick cards. Some links are affiliate links; we may earn a commission at no cost to you. Fees and benefits are set by the bank and can change.