AU Bank Vetta Credit Card

Lifestyle✈ Lounge access

4 Reward Points Per ₹100 On Grocery & Departmental Stores, 2 Per ₹100 Elsewhere
1 Domestic Airport Lounge Visit Per Quarter On ₹20,000 Quarterly Spend
Milestone Bonus Points At ₹50,000 And ₹1 Lakh Quarterly Spend
₹2,999 Joining Fee, Waived On ₹40,000 Spend In 90 Days

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Is the AU Bank Vetta Credit Card worth it?

The AU Bank Vetta Credit Card is a lifestyle rewards card from AU Small Finance Bank. It suits people who spend on dining, OTT, movies and shopping. For this card specifically, it includes airport lounge access. Think twice if you'd prefer simple flat cashback over category-based rewards.

Headline benefit: 4 Reward Points Per ₹100 On Grocery & Departmental Stores, 2 Per ₹100 Elsewhere.

Featured in✈️ travel credit cards with lounge access

Before you apply ✅

Category rewards are worth most only if your spending matches the categories — check the caps.
Most unsecured cards want a CIBIL score around 750+ — check yours first.
Confirm the current fee and waiver terms on AU Small Finance Bank's own page before you apply.
Apply for one card at a time — each application is a hard enquiry on your credit report.