Axis LIC Platinum Credit Card

LifestyleLifetime free

Lifetime Free — Zero Joining & Annual Fee
2X Reward Points On LIC Premium Payments And Forex Spends
1% Fuel Surcharge Waiver At All Petrol Pumps

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Is the Axis LIC Platinum Credit Card worth it?

The Axis LIC Platinum Credit Card is a lifestyle rewards card from Axis Bank. It suits people who spend on dining, OTT, movies and shopping. For this card specifically, it's lifetime free, so there's no joining or annual fee. Think twice if you'd prefer simple flat cashback over category-based rewards.

Headline benefit: Lifetime Free — Zero Joining & Annual Fee.

Featured in🆓 lifetime-free credit cards 🌱 first credit cards for beginners 💸 cashback credit cards ✈️ travel credit cards with lounge access

Before you apply ✅

Category rewards are worth most only if your spending matches the categories — check the caps.
Most unsecured cards want a CIBIL score around 750+ — check yours first.
Confirm the current fee and waiver terms on Axis Bank's own page before you apply.
Apply for one card at a time — each application is a hard enquiry on your credit report.