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Axis Bank

Axis LIC Signature Credit Card

Lifetime FreeLifetime free✈ Lounge access
  • Lifetime Free Card
  • Earn 2 Reward Points For Every ₹100 Spent
  • Enjoy 8 Complimentary Airport Lounges
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Is the Axis LIC Signature Credit Card worth it?

The Axis LIC Signature Credit Card is a lifetime-free card from Axis Bank. It suits a safe first card, or a zero-cost everyday backup to a card you already hold. For this card specifically, it's lifetime free, so there's no joining or annual fee, and it includes airport lounge access. Think twice if you need premium travel perks and will spend enough to justify a fee.

Headline benefit: Lifetime Free Card.

Before you apply ✅

  • A free card still charges roughly 36–45% interest a year if you carry a balance — pay in full.
  • Most unsecured cards want a CIBIL score around 750+ — check yours first.
  • Confirm the current fee and waiver terms on Axis Bank's own page before you apply.
  • Apply for one card at a time — each application is a hard enquiry on your credit report.

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