HDFC Bank Indian Oil Credit Card

Fuel

Joining & Annual Fee Of Just ₹590, Waived On ₹50,000 Annual Spend
5 Fuel Points Per ₹100 (Up To ~4.8%) On IndianOil Swipes
1% Fuel Surcharge Waiver Capped At ₹250 A Month

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Is the HDFC Bank Indian Oil Credit Card worth it?

The HDFC Bank Indian Oil Credit Card is a fuel card from HDFC Bank. It suits drivers who spend a large share of their month on petrol or diesel. Think twice if fuel is only a small part of your spending.

Headline benefit: Joining & Annual Fee Of Just ₹590, Waived On ₹50,000 Annual Spend.

Featured in⛽ fuel credit cards

Before you apply ✅

Fuel points and the surcharge waiver usually have a monthly cap — match the card to the pump brand near you.
Most unsecured cards want a CIBIL score around 750+ — check yours first.
Confirm the current fee and waiver terms on HDFC Bank's own page before you apply.
Apply for one card at a time — each application is a hard enquiry on your credit report.