Kotak Cashback Plus Credit Card

Cashback

Zero Joining Fee
5% Cashback On Online Grocery, Food Delivery
3% Cashback On Fuel Spends

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Is the Kotak Cashback Plus Credit Card worth it?

The Kotak Cashback Plus Credit Card is a cashback card from Kotak Mahindra Bank. It suits people who want money straight back on everyday spends, with no points to track. Think twice if you'd get more value from travel points or airport lounge access.

Headline benefit: Zero Joining Fee.

Featured in💸 cashback credit cards ⛽ fuel credit cards 🛍️ credit cards for online shopping

Before you apply ✅

Check the monthly cashback cap and which categories are excluded — high rates usually stop at a small limit.
Most unsecured cards want a CIBIL score around 750+ — check yours first.
Confirm the current fee and waiver terms on Kotak Mahindra Bank's own page before you apply.
Apply for one card at a time — each application is a hard enquiry on your credit report.