RBL Bank

IndianOil RBL Bank XTRA Credit Card

Fuel
  • 15 Fuel Points Per ₹100 At IndianOil (Up To 2,000 Points/Month, ~7.5% Back)
  • 1% Fuel Surcharge Waiver, Up To ₹200 A Month
  • 3,000 Fuel Points Welcome Bonus On A ₹500 Spend In 30 Days
  • ₹1,500 Annual Fee, Waived Above ₹2.75 Lakh Yearly Spend
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Is the IndianOil RBL Bank XTRA Credit Card worth it?

The IndianOil RBL Bank XTRA Credit Card is a fuel card from RBL Bank. It suits drivers who spend a large share of their month on petrol or diesel. Think twice if fuel is only a small part of your spending.

Headline benefit: 15 Fuel Points Per ₹100 At IndianOil (Up To 2,000 Points/Month, ~7.5% Back).

Before you apply ✅

  • Fuel points and the surcharge waiver usually have a monthly cap — match the card to the pump brand near you.
  • Most unsecured cards want a CIBIL score around 750+ — check yours first.
  • Confirm the current fee and waiver terms on RBL Bank's own page before you apply.
  • Apply for one card at a time — each application is a hard enquiry on your credit report.

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