Scapia Co-Branded Credit Card

Travel & Lounge✈ Lounge access

Zero forex markup on travel spends
Unlimited airport lounge access
Travel-focused rewards

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Is the Scapia Co-Branded Credit Card worth it?

The Scapia Co-Branded Credit Card is a travel card from Scapia / Federal Bank. It suits people who fly a few times a year and will actually use lounge access and travel rewards. For this card specifically, it includes airport lounge access. Think twice if you rarely travel — the annual fee is hard to earn back.

Headline benefit: Zero forex markup on travel spends.

Featured in✈️ travel credit cards with lounge access

Before you apply ✅

Lounge access often needs a minimum spend in the previous quarter, and check the forex mark-up if you spend abroad.
Most unsecured cards want a CIBIL score around 750+ — check yours first.
Confirm the current fee and waiver terms on Scapia / Federal Bank's own page before you apply.
Apply for one card at a time — each application is a hard enquiry on your credit report.