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AU Small Finance Bank

AU Bank Nomo Credit Card

Travel & Lounge✈ Lounge access
  • Zero Annual Fee — Just A ₹235 One-Time Joining Fee
  • Low 0.99% Forex Markup On International Spends
  • 8 Domestic Lounge Visits A Year On ₹50,000 Quarterly Spend
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Is the AU Bank Nomo Credit Card worth it?

The AU Bank Nomo Credit Card is a travel card from AU Small Finance Bank. It suits people who fly a few times a year and will actually use lounge access and travel rewards. For this card specifically, it includes airport lounge access. Think twice if you rarely travel — the annual fee is hard to earn back.

Headline benefit: Zero Annual Fee — Just A ₹235 One-Time Joining Fee.

Before you apply ✅

  • Lounge access often needs a minimum spend in the previous quarter, and check the forex mark-up if you spend abroad.
  • Most unsecured cards want a CIBIL score around 750+ — check yours first.
  • Confirm the current fee and waiver terms on AU Small Finance Bank's own page before you apply.
  • Apply for one card at a time — each application is a hard enquiry on your credit report.

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