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Axis Bank

Axis Indigo Rupay Credit Card

Travel & LoungeLifetime free✈ Lounge access
  • Lifetime Free Card With Zero Joining And Annual Fee
  • Earn 3 BluChips Per ₹100 On IndiGo Bookings, 2 On Dining And Groceries
  • 1 Domestic Lounge Visit Per Quarter On ₹50,000 Prior-Quarter Spend
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Is the Axis Indigo Rupay Credit Card worth it?

The Axis Indigo Rupay Credit Card is a travel card from Axis Bank. It suits people who fly a few times a year and will actually use lounge access and travel rewards. For this card specifically, it's lifetime free, so there's no joining or annual fee, and it includes airport lounge access. Think twice if you rarely travel — the annual fee is hard to earn back.

Headline benefit: Lifetime Free Card With Zero Joining And Annual Fee.

Before you apply ✅

  • Lounge access often needs a minimum spend in the previous quarter, and check the forex mark-up if you spend abroad.
  • Most unsecured cards want a CIBIL score around 750+ — check yours first.
  • Confirm the current fee and waiver terms on Axis Bank's own page before you apply.
  • Apply for one card at a time — each application is a hard enquiry on your credit report.

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