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HSBC

HSBC Travel One Credit Card

Travel & Lounge✈ Lounge access
  • 4 Reward Points Per ₹100 On Flight & Hotel Bookings
  • 6 Domestic + 4 International Airport Lounge Visits A Year
  • Annual Fee Waived On Spends Above ₹8 Lakh A Year
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Is the HSBC Travel One Credit Card worth it?

The HSBC Travel One Credit Card is a travel card from HSBC. It suits people who fly a few times a year and will actually use lounge access and travel rewards. For this card specifically, it includes airport lounge access. Think twice if you rarely travel — the annual fee is hard to earn back.

Headline benefit: 4 Reward Points Per ₹100 On Flight & Hotel Bookings.

Before you apply ✅

  • Lounge access often needs a minimum spend in the previous quarter, and check the forex mark-up if you spend abroad.
  • Most unsecured cards want a CIBIL score around 750+ — check yours first.
  • Confirm the current fee and waiver terms on HSBC's own page before you apply.
  • Apply for one card at a time — each application is a hard enquiry on your credit report.

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