RBL IRCTC Credit Card

Travel & Lounge✈ Lounge access

Low Joining & Annual Fee Of ₹500 Plus Taxes
5X Reward Points On IRCTC Train Ticket Bookings
8 Complimentary IRCTC Executive Lounge Visits A Year

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Is the RBL IRCTC Credit Card worth it?

The RBL IRCTC Credit Card is a travel card from RBL Bank. It suits people who fly a few times a year and will actually use lounge access and travel rewards. For this card specifically, it includes airport lounge access. Think twice if you rarely travel — the annual fee is hard to earn back.

Headline benefit: Low Joining & Annual Fee Of ₹500 Plus Taxes.

Featured in✈️ travel credit cards with lounge access

Before you apply ✅

Lounge access often needs a minimum spend in the previous quarter, and check the forex mark-up if you spend abroad.
Most unsecured cards want a CIBIL score around 750+ — check yours first.
Confirm the current fee and waiver terms on RBL Bank's own page before you apply.
Apply for one card at a time — each application is a hard enquiry on your credit report.