SBM ZET Credit Card

PremiumLifetime free

Lifetime Free Card
Flat 5% Cashback On Amazon, Flipkart And More
Flat 2% Cashback On UPI Payments

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Is the SBM ZET Credit Card worth it?

The SBM ZET Credit Card is a premium card from SBM Bank. It suits high spenders who will use the lounge, concierge and travel perks that justify the fee. For this card specifically, it's lifetime free, so there's no joining or annual fee. Think twice if you won't reach the spend needed to get the fee waived.

Headline benefit: Lifetime Free Card.

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Before you apply ✅

Add up the perks you'll really use against the annual fee before you apply.
Most unsecured cards want a CIBIL score around 750+ — check yours first.
Confirm the current fee and waiver terms on SBM Bank's own page before you apply.
Apply for one card at a time — each application is a hard enquiry on your credit report.