HSBC Platinum Credit Card

PremiumLifetime free

Lifetime Free Card
2 Reward Points Per ₹150 Spent
Upto 6X Rewards On Travel

We may earn a commission at no extra cost to you. Terms set by the issuing bank.

Is the HSBC Platinum Credit Card worth it?

The HSBC Platinum Credit Card is a premium card from HSBC. It suits high spenders who will use the lounge, concierge and travel perks that justify the fee. For this card specifically, it's lifetime free, so there's no joining or annual fee. Think twice if you won't reach the spend needed to get the fee waived.

Headline benefit: Lifetime Free Card.

Featured in🆓 lifetime-free credit cards 🌱 first credit cards for beginners 💸 cashback credit cards ✈️ travel credit cards with lounge access

Before you apply ✅

Add up the perks you'll really use against the annual fee before you apply.
Most unsecured cards want a CIBIL score around 750+ — check yours first.
Confirm the current fee and waiver terms on HSBC's own page before you apply.
Apply for one card at a time — each application is a hard enquiry on your credit report.