BOB Eterna Credit Card

Premium✈ Lounge access

First Year Free
Get 15 Reward Points On Every ₹100 Spent
Unlimited Complimentary Airport Lounge Access

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Is the BOB Eterna Credit Card worth it?

The BOB Eterna Credit Card is a premium card from Bank of Baroda. It suits high spenders who will use the lounge, concierge and travel perks that justify the fee. For this card specifically, it includes airport lounge access. Think twice if you won't reach the spend needed to get the fee waived.

Headline benefit: First Year Free.

Featured in✈️ travel credit cards with lounge access

Before you apply ✅

Add up the perks you'll really use against the annual fee before you apply.
Most unsecured cards want a CIBIL score around 750+ — check yours first.
Confirm the current fee and waiver terms on Bank of Baroda's own page before you apply.
Apply for one card at a time — each application is a hard enquiry on your credit report.