AU Zenith Credit Card

PremiumLifetime free✈ Lounge access

Lifetime Free Under Current Limited-Time Offer (Otherwise ₹7,999 + Taxes)
Earn Up To 5 Reward Points Per ₹100 On Dining, Groceries And International Spends
2 Domestic Plus 2 International Lounge Visits Every Quarter

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Is the AU Zenith Credit Card worth it?

The AU Zenith Credit Card is a premium card from AU Small Finance Bank. It suits high spenders who will use the lounge, concierge and travel perks that justify the fee. For this card specifically, it's lifetime free, so there's no joining or annual fee, and it includes airport lounge access. Think twice if you won't reach the spend needed to get the fee waived.

Headline benefit: Lifetime Free Under Current Limited-Time Offer (Otherwise ₹7,999 + Taxes).

Featured in🆓 lifetime-free credit cards 🌱 first credit cards for beginners 💸 cashback credit cards ✈️ travel credit cards with lounge access

Before you apply ✅

Add up the perks you'll really use against the annual fee before you apply.
Most unsecured cards want a CIBIL score around 750+ — check yours first.
Confirm the current fee and waiver terms on AU Small Finance Bank's own page before you apply.
Apply for one card at a time — each application is a hard enquiry on your credit report.