HDFC Bank BizBlack Credit Card

Premium✈ Lounge access

₹10,000 Joining Fee, Waived On ₹7.5 Lakh Annual Spend
5 Reward Points Per ₹150 Spent, Up To 10X On SmartBuy Partners
Unlimited Complimentary Access To 1,000+ Airport Lounges Worldwide

We may earn a commission at no extra cost to you. Terms set by the issuing bank.

Is the HDFC Bank BizBlack Credit Card worth it?

The HDFC Bank BizBlack Credit Card is a premium card from HDFC Bank. It suits high spenders who will use the lounge, concierge and travel perks that justify the fee. For this card specifically, it includes airport lounge access. Think twice if you won't reach the spend needed to get the fee waived.

Headline benefit: ₹10,000 Joining Fee, Waived On ₹7.5 Lakh Annual Spend.

Featured in✈️ travel credit cards with lounge access

Before you apply ✅

Add up the perks you'll really use against the annual fee before you apply.
Most unsecured cards want a CIBIL score around 750+ — check yours first.
Confirm the current fee and waiver terms on HDFC Bank's own page before you apply.
Apply for one card at a time — each application is a hard enquiry on your credit report.