HDFC Bank Regalia Gold Credit Card

Premium✈ Lounge access

Joining & Annual Fee Of ₹2,500 Plus Taxes
5 Reward Points On Every ₹200 Spent, With 5X On Myntra & Nykaa
12 Domestic And 6 International Lounge Visits Per Year

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Is the HDFC Bank Regalia Gold Credit Card worth it?

The HDFC Bank Regalia Gold Credit Card is a premium card from HDFC Bank. It suits high spenders who will use the lounge, concierge and travel perks that justify the fee. For this card specifically, it includes airport lounge access. Think twice if you won't reach the spend needed to get the fee waived.

Headline benefit: Joining & Annual Fee Of ₹2,500 Plus Taxes.

Featured in✈️ travel credit cards with lounge access 🛍️ credit cards for online shopping

Before you apply ✅

Add up the perks you'll really use against the annual fee before you apply.
Most unsecured cards want a CIBIL score around 750+ — check yours first.
Confirm the current fee and waiver terms on HDFC Bank's own page before you apply.
Apply for one card at a time — each application is a hard enquiry on your credit report.