HSBC

HSBC Live Plus Credit Card

Premium✈ Lounge access
  • 10% Cashback On Dining, Groceries & Food Delivery (Capped ₹1,200/Month)
  • 1.5% Unlimited Cashback On All Other Spends
  • 2 Domestic + 1 International Complimentary Lounge Visit Per Year
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Is the HSBC Live Plus Credit Card worth it?

The HSBC Live Plus Credit Card is a premium card from HSBC. It suits high spenders who will use the lounge, concierge and travel perks that justify the fee. For this card specifically, it includes airport lounge access. Think twice if you won't reach the spend needed to get the fee waived.

Headline benefit: 10% Cashback On Dining, Groceries & Food Delivery (Capped ₹1,200/Month).

Before you apply ✅

  • Add up the perks you'll really use against the annual fee before you apply.
  • Most unsecured cards want a CIBIL score around 750+ — check yours first.
  • Confirm the current fee and waiver terms on HSBC's own page before you apply.
  • Apply for one card at a time — each application is a hard enquiry on your credit report.

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